About Daily Mortgage Rates
Daily Mortgage Rates is an educational publication about U.S. mortgage rates with a focus on Florida. It tracks the weekly Freddie Mac survey and daily rate indices, explains how each loan program is priced, and describes the local costs that change the math for Florida borrowers. It is written in plain language and does not publish predictions.
Who we are and how this site makes money
Daily Mortgage Rates is published by PMF, Inc. d/b/a Pioneer Mortgage Funding, NMLS #1980 · Branch NMLS #2681379 · Loan Originator: Brendin Straubel, NMLS #1757609 · 401 E Jackson St, Suite 2340, Tampa, FL 33602 · 813-728-7764 · bstraubel@pmfmortgage.com. Verify licensing at nmlsconsumeraccess.org. PMF, Inc. is a licensed Florida mortgage broker; company phone 855-525-9070.
Every inquiry submitted through a form on this site is answered by Brendin Straubel, NMLS #1757609, a licensed loan originator at Pioneer Mortgage Funding. The site earns nothing from the rate data it publishes, from advertising, or from referral fees. Its purpose is to help readers understand the market and, when they want a quote, to connect them with the sponsor's loan originator. If you submit a form, you should expect a call, text or email from Brendin Straubel.
Rates and figures shown on this site are survey and index averages from the sources noted. They are not offers of credit and are not the sponsor's rates. A quote for your scenario is provided only by a licensed loan originator after reviewing your application.
Author
Brendin Straubel, NMLS #1757609
Mortgage Loan Originator, PMF, Inc. d/b/a Pioneer Mortgage Funding
813-728-7764 · bstraubel@pmfmortgage.com
Verify at NMLS Consumer Access
Brendin Straubel has worked in mortgage lending since 2017 and was born and raised in Tampa, where he attended Jefferson High School before playing five seasons of college football at the University of Central Florida while earning his bachelor's degree and a minor. He is fluent in Spanish and proud of his Dominican heritage.
Over the years he has originated nearly every kind of home loan: conventional, FHA, VA and USDA purchases and refinances, down payment assistance programs for first-time buyers, and investor financing such as DSCR, bank statement and profit-and-loss loans. Those investor programs carry more variables than a standard file, and Brendin's approach is to study each scenario against the guidelines up front so that by the time a client is under contract, the roadblocks have already been cleared.
His work centers on three things: responsiveness, transparency, and service shaped to the client, whether that is a first-time buyer who wants the important details in plain language or a seasoned investor who wants to talk numbers. He started Daily Mortgage Rates to give Florida borrowers a clear, current picture of where rates are and what actually drives them, without the noise.
Editorial standards
- Every rate figure carries its source and date.
- We describe how programs work and what drives pricing. We do not promise rates or outcomes.
- Items we have not yet verified for the current year are marked and reviewed before publication.
- See Methodology and Disclosures for detail.