Each update records the index figures for the day with sources, a short note on what moved the market, and a sample payment. Index averages, not an offer.
Freddie Mac weekly survey: 7.32%, survey dated Oct 22. A weekly national survey of purchase applications, so it lags the daily index above.
Source: Mortgage News Daily rate index, as of the October 22, 2026 close. National index averages, not an offer. Your rate will depend on credit score, loan-to-value, loan type, property and occupancy. Rates could change or not be available at commitment or closing.
Mortgage News Daily index as of Oct 22: the 30-year fixed index closed 10 basis points lower at 7.30%, near a one month low. Per Mortgage News Daily, the drop followed heavy selling in technology stocks that pushed money into Treasuries and mortgage bonds.
Mortgage News Daily index as of Oct 21: the 30-year fixed index closed unchanged at 7.40% after starting the session slightly better. Per Mortgage News Daily, the flat finish followed mid-day weakness in the underlying bond market.
Mortgage News Daily index as of Oct 20: the 30-year fixed index closed 3 basis points lower at 7.40%. Per Mortgage News Daily, the lower rates seen since last Wednesday are primarily being driven by concerns about deleveraging and potential contagion in the AI sector.
Mortgage News Daily index as of Oct 19: the 30-year fixed index closed 6 basis points higher at 7.43%, still below where it stood in early October. Mortgage News Daily reported no clear reason for the move.
Mortgage News Daily index as of Oct 16: the 30-year fixed index closed 4 basis points higher at 7.37%, still well below last Friday. Per Mortgage News Daily, oil prices launched higher, which may have prevented bonds from building further on the week's rally.
Mortgage News Daily index as of Oct 14: the 30-year fixed index closed 1 basis point lower at 7.45% after spiking in the morning. Per Mortgage News Daily, Fed rate expectations leapt higher after inflation came in hotter than expected, and bonds then recovered through the afternoon.
Mortgage News Daily index as of Oct 13: the 30-year fixed index closed 2 basis points lower at 7.46%, a second straight two week low. Per Mortgage News Daily, the overnight improvement was easiest to attribute to continued buying in response to recently higher yields in the long end of the bond market.
Mortgage News Daily index as of Oct 9: the 30-year fixed index reading closed 2 basis points lower at 7.48%. U.S. bond markets were fully closed Monday for Columbus Day, so no new reading has posted since Friday.
Mortgage News Daily index as of Oct 9: the 30-year fixed index reading closed 2 basis points lower at 7.48%, a two week low. Per Mortgage News Daily, lenders were passing along a late rally from the prior day after bonds reversed course around 11am.
Mortgage News Daily index as of Oct 8: the 30-year fixed closed 9 basis points lower at 7.50%. Per Mortgage News Daily, the move came mainly from investors buying the dip in bond prices rather than from any single event.
Mortgage News Daily index as of Oct 7: the 30-year fixed closed 3 basis points higher at 7.59%. Per Mortgage News Daily, a well received 10-year auction pulled yields back from long-term highs late in the session.
Tuesday was a rare good day for bonds. The daily 30-year index fell 5 basis points to 7.56%, a one-week low, with the 10-year back near 5.35% today.
Monday's bond selling came with no clear trigger. The daily 30-year index rose 4 basis points to 7.61%, a fresh recent high, with the 10-year near 5.28%.
Friday's jobs-report rally faded before the close. The daily 30-year index finished at 7.57%, up 3 basis points, and the 10-year is back near 5.30%.
September payrolls rose just 29,000 against a forecast near 84,000 and unemployment ticked to 4.2%. The daily 30-year index eased to 7.54% before the report landed.
The daily 30-year index edged to 7.60% while the 10-year touched 5.33%, its highest since early 2002. Jobless claims fell to 197,000. Jobs report Friday.
August PCE inflation held at 3.4% year over year, below the 3.7% expected. The daily 30-year index rose to 7.58% on Tuesday as the 10-year held above 5.25%.
The daily 30-year index reached 7.50%, a level last seen in April 2024. The 10-year is up about 46 basis points this month. PCE lands tomorrow.
Conventional held at 7.43% while FHA and VA rose 0.10, narrowing the gap. The 10-year is near 5.22%. PCE lands Wednesday and the jobs report Friday.
The daily 30-year index jumped 0.19 to 7.45% as the 10-year pushed past 5.15%. August durable goods were flat, but core capital goods orders rose 1.6%.
A very strong flash PMI sent the 10-year up 16 basis points to above 5.12%, its highest since 2007, and the daily 30-year index jumped 0.09 to 7.26%.
The daily 30-year index eased to 7.17%, back where it sat on September 14, as oil fell a sixth session. Fed speakers stay hawkish and the 10-year is back near 4.99%.
The daily 30-year index eased to 7.19% and the 10-year fell to 4.94% as oil dropped for a fifth session. Fed speakers still point to one more increase.
The daily 30-year index held at 7.20% as oil fell for a fourth session and the 10-year eased to 4.97%. No major U.S. data lands until Wednesday.
The daily 30-year index fell 0.05 to 7.19%, its first decline in nine sessions. Freddie Mac's weekly survey jumped 0.19 to 6.95%, catching up to the selloff.
The Fed raised its target range to 3.75%-4%, its first increase since 2023, on a unanimous vote. Mortgage pricing barely moved, ending at 7.24%.
August retail sales rose 1.2%, well above forecasts. The daily 30-year index is 7.22%. The Fed announces its decision today at 2 p.m. Eastern.
The 10-year Treasury moved above 5% this morning and the daily 30-year index reached 7.17%. The Fed announces its decision Wednesday at 2 p.m. Eastern.
The daily 30-year index reached 7.12% and oil jumped again over the weekend. The Fed decides Wednesday, with futures near 85% odds of an increase.
August CPI ran 3.4% against a 3.3% forecast and the daily 30-year index crossed 7%. Odds of a Fed hike next week moved to roughly 70%.
The daily 30-year index jumped to 6.97% as the 10-year hit a 52-week high. August producer prices rose 0.4%, with energy up 4.2%. CPI lands Friday.
Oil is above $95 after a U.S.-Iran escalation and the 10-year sits near 4.81%. Mortgage applications fell 2.7% as the MBA rate hit a 15-month high.
Rates open the short week near their highs after Friday's strong jobs report. Oil is climbing on Middle East tensions, and CPI and PPI land Thursday and Friday.
August payrolls rose 162,000, three times the consensus, with unemployment at 4.1%. The 10-year moved up on the release; Freddie Mac's latest survey is 6.71%.
Freddie Mac's survey released today puts the 30-year average at 6.71%, up from 6.66%. The August jobs report lands Friday at 8:30 a.m. Eastern.
Oil and Middle East tensions pushed the daily index to 6.89% Tuesday. A new Freddie Mac survey lands Thursday, the jobs report Friday.
The daily index added another 6 basis points Monday on month-end trading. Job openings data today, jobs report Friday.
Daily rates start the week at a 3-week high after a hawkish Jackson Hole speech. Jobs report Friday is the week's main event.
Freddie Mac's new survey landed at 6.66%, nearly unchanged. Markets are quiet ahead of a Federal Reserve speech at Jackson Hole today.
The daily 30-year index ticked up to 6.75% after an inflation reading came in above forecast. A new Freddie Mac survey publishes at noon today.
The 30-year fixed daily index slipped to 6.74% as falling oil prices pulled bond yields lower; the weekly Freddie Mac survey stands at 6.65%. What moved, and a $400,000 payment example.
The 30-year fixed averages 6.65% in the latest Freddie Mac survey, down 0.02 on the week, with daily indices at 6.68% to 6.78%. What is behind the range, plus a $400,000 payment example.
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