Terms of Use

Effective August 25, 2026.

By using https://dailymortgagerates.com (the "Site"), operated by PMF, Inc., you agree to these terms.

Educational content only

The Site provides general information about mortgage rates and programs. It is not financial, legal or tax advice, and it is not an offer or commitment to lend. Rates shown are survey and index averages from the sources noted. Rates shown could change or may not be available at commitment or closing. Any loan is subject to application, credit approval and program guidelines.

No reliance

We work to keep information accurate, but rates change daily and program rules change. You should confirm any figure with a licensed loan originator before relying on it. Calculator results are estimates and exclude taxes, insurance and other costs.

Third-party content

Widgets and data from Freddie Mac, FRED, Optimal Blue, Mortgage News Daily and others are provided by those parties and subject to their terms. We do not control and are not responsible for third-party content or sites linked from the Site.

Intellectual property

Site content is owned by PMF, Inc. or its licensors. You may view and print pages for personal, non-commercial use. Reproduction or redistribution without permission is prohibited.

Communications

When you submit a form you consent to be contacted as described in the consent language beneath the form and in our Privacy Policy.

Disclaimer and limitation of liability

The Site is provided "as is" without warranties of any kind. To the fullest extent permitted by law, PMF, Inc. is not liable for any damages arising from use of the Site or reliance on its content.

Governing law

These terms are governed by the laws of the State of Florida, without regard to conflict-of-law principles.

Changes

We may update these terms at any time by posting a revised version.