Mortgage Calculators
Two quick tools: a principal-and-interest payment estimate and the escrow cost of a 2-1 temporary buydown. Both are estimates for education only, not a quote.
Payment calculator
- Total interest over term
- —
- Total of payments
- —
- With extra principal: payoff in
- —
- Interest saved with extra principal
- —
Estimate excludes taxes and insurance; actual obligation will be greater. It also excludes mortgage insurance, flood insurance and association dues. Rates shown could change or may not be available at commitment or closing.
2-1 buydown cost calculator
A 2-1 buydown lowers the effective rate by 2 points in year one and 1 point in year two. The cost equals the total payment difference, deposited into escrow at closing (usually paid by the seller or builder).
- Full payment at note rate
- —
Principal and interest only; excludes taxes and insurance; actual obligation will be greater. Borrowers qualify at the full note rate. Seller concession limits vary by loan program. Rates shown could change or may not be available at commitment or closing.
Get a personalized rate from Pioneer Mortgage Funding
Want these numbers run against a real quote with taxes, insurance and Florida closing costs included?